Restaurants, Bars, & Taverns

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Restaurants, Night Clubs, Taverns, Bars, Hotels and Bed & Breakfast establishments all have unique insurance needs. Our wide range of Specialty Programs offer comprehensive insurance coverage not found in all policies. We also offer liquor liability insurance coverage.


Our knowledgeable staff will walk you through the process of determining your specific needs and then work on your behalf to obtain the best possible value. Once coverage has been bound we will be there to work as your agent, representing you and your business.


At Amity Insurance we pride ourselves on Service, Knowledge and Value. Our clients have a designated Account Executive assigned to them who is familiar with their particular line of business and their specific needs. Call us today to find out what type of coverage is available for your establishment.


Liquor Liability Insurance
In most states, businesses which manufacture, sell, or serve alcohol can be held liable for the actions of intoxicated patrons. Amity Insurance offers Liquor Liability Insurance to help protect you and your business in case of accidents resulting from drunken customers.

Examples of cases include:

  1. Someone gets drunk at a bar and is involved in a car accident; the bar is liable for the drunken person’s activity and could potentially be forced to pay a very high liability claim.
  2. An intoxicated person falls down a flight of stairs; the bar is liable for accidents which are determined to be the fault of someone who was drunk.
Available Coverages:
  • Property
  • Crime
  • Business Interruption
  • Premises and Products Liability
  • Liquor Liability
  • Spoilage
  • Employee Dishonesty
  • Consequential Loss
  • Equipment Breakdown
  • Group Benefits
  • Workers’ Compensation
  • Auto Liability and Physical Damage
  • Group Health Benefits
Class of Business:
  • Hotels and Motels (B & B's, Inns, Etc.)
  • Restaurants (Fine Dining, Family Style, Etc.)
  • Franchises
  • Delicatessens
  • Night Clubs
  • Comedy Clubs
  • Adult Entertainment
  • Food Services
  • Bars
  • Taverns

Dining Alliance

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Dining Alliance is the leading restaurant and foodservice buying group (GPO) in the industry with over 3500 locations and over $650,000,000 in buying power.  Dining Alliance pools the buying power of foodservice operators to drive down food cost and other operational costs.  This is where Amity Insurance Agency comes in, Amity is the exclusive full service insurance broker for the Dining Alliance.  Amity has set up a exclusive insurance program with a “A” rated insurance company that will allow our member to utilize the groups buying power.
 
Some of the highlights of the Dining Alliance Insurance program our listed below:


  • Competitive pricing, on average  30%-40% premium savings for members
  • Group Dividend
  • Comprehensive coverage
  • Flexible payment plans with 12 equal payments

For more information about this program, please contact Jonathan Lanza, ARM Program Manager, at 617-769-5346 or via jonathanlanza@amtiyins.com.