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Amity Insurance suggests three strategies to lower your teen's auto insurance

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QUINCY, MA ISSUED FEBRUARY 17, 2011….Statistics confirm that teenagers are involved in a higher number of roadway accidents due to inexperience, resulting in expensive car insurance. But by following three basic strategies, the cost of auto insurance for teens can be decreased, according to Amity Insurance Agency, Inc., the region's leading full service agency.

Begin by checking for a "good student" discount. Many insurance companies offer a reduction in premiums for teenagers who do well in school, since academic achievement and responsibility typically go hand in hand. Each insurance firm will have its own definition of a "good student" so your teen doesn't necessarily have to be a top honor student to receive a discount.

Enroll your teenager in a driver's education course, even if it's not mandated by your state; this may also affect insurance premiums.

Choose an older model car for your teenage driver as insurance cost is tied to the horsepower rating of the vehicle as well as the theft rate. Another advantage to an older car is a lower book value which in turn reduces the insurance premium.

Be proactive when adding a new driver to an existing insurance policy. Ask questions and conduct your own research – discounts are available if you know where to look.

About Amity Insurance

Amity Insurance Agency, Inc. is a full-service agency dedicated to meeting your business, professional and personal insurance needs.

Amity Insurance is licensed in most states. The agency maintains headquarters at 500 Victory Road, North Quincy 02171. For information on products or services, please visit or call (800) 940-4010 to schedule a free analysis of insuranc